Provides decent and safe housing for eligible low-income families, the elderly, and persons with disabilities. The U.S. Department of Housing and Urban Development {HUD} administrators Federal Funding to local governmental agencies that provide assistance for low-income residents. HUD furnishes technical and professional assistance in planning, development and managing these developments.

Housing Repair Program
CDBG funds will provide rehabilitation grants in target areas for low to moderate income, single-family owner-occupied Gary homeowners. A rehabilitation GRANT, up to a maximum of $25,000, may be awarded to income eligible homeowners for the purpose of making needed repairs to their residential properties to bring them into code compliance, eliminate violations that threaten the health and safety of the occupants of the home, and enable them to remain living in their home for as long as possible. The amount of the total cost of repairs cannot exceed $25,000. Eligible repairs (but not an all-inclusive list) include: Roof, plumbing, HVAC, and electrical. Target Areas are: Aetna, Emerson, Horace Mann, and University Park.

Senior Repair Program
CDBG funds will provide rehabilitation grants city-wide for low to moderate income, single-family owner-occupied Gary senior homeowners 62 yrs. of age or older. A rehabilitation GRANT, up to a maximum of $25,000, may be awarded to income eligible senior homeowners for the purpose of making needed repairs to their residential properties to bring them into code compliance, eliminate violations that threaten the health and safety of the occupants of the home, and/or provide disabled accessibility to those seniors with disabilities to enable them to remain living in their home for as long as possible. The amount of the total cost of repairs cannot exceed $25,000. Eligible repairs (but not an all-inclusive list) include: Roof, plumbing, HVAC, electrical, and disabled accessibility.

Emergency Repair Program
Funding will provide grants to eliminate conditions that cause an immediate threat to the health and safety of low to moderate income, single family owner-occupied Gary homeowners. Assistance through this program is provided to correct the immediate safety concerns only and will be limited to only one item per household not to exceed $10,000. Eligible items will include: Furnace replacement, water heater replacement, or potentially hazardous electrical or plumbing systems.

First Time Home Buyer – Down Payment Assistance Programs

Through the Homeownership Opportunity Network (HON), the primary objective of the First Time Homebuyer Program is to improve and revitalize neighborhoods, restore function, character and pride by providing homeownership opportunities. This program makes HOME program funds available in the form of forgivable loans for down payment, principal reduction, and closing costs associated with the purchase of a home. Assistance will be made to eligible individuals and families on a first-come, first-serve and one-time basis, purchasing a single-family structure home in the City of Gary. Applicants must provide total household and financial information prior to a formal approval for assistance. *The program will use 95% of the current HOME Home Ownership Value Limits for a single-family dwelling as a ceiling for down payment processing… get more information